Home Loan Balance Transfer

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HOME LOAN BALANCE TRANSFER

Applying for a Home Loan balance transfer can be a daunting task, but with KIFS Housing Finance Ltd, you can make your dream of owning a home a reality while saving money on your existing home loan. We are committed to providing affordable and hassle-free Home Loan balance transfers to all eligible individuals.

Our tagline “LOAN WAHI JO AAPKE LIYE SAHI” reflects our mission to help our customers achieve their dream of owning a home while saving on their Home Loan interest. We believe that everyone deserves to have a place to call their own, and we are dedicated to making this happen for you.

Loan Amounts:

With KIFS Housing Finance, you can transfer your existing Home Loan balance ranging from 1 lakh to 50 lakhs. Whether you are looking to lower your Home Loan interest rates, switch to a better loan provider, or top up your Home Loan, we have a Home Loan balance transfer that suits your needs.

Interest Rates:

We offer competitive interest rates that are tailored to meet the needs of both salaried and self-employed individuals. Our interest rates are as follows:

SALARIED

SELF EMPLOYED

Loan Tenure:

Our Home Loan balance transfer tenure ranges from 1 to 20 years, depending on your needs and repayment capacity. We understand that buying a home is a long-term investment, and our Home Loan balance transfer tenure is designed to make the repayment process flexible and affordable for you.

Documents Required:

Documents Required:
We require the following documents to process your Home Loan balance transfer application:
• Income Proof: Salary slips, bank statements, or Income Tax Returns (ITR) for the last three years.
• Identity Proof: Aadhar Card, Voter ID Card, Passport, or PAN Card.
• Age Proof: Birth Certificate, Passport, or Aadhar Card.
• Address Proof: Utility bills, Passport, or Aadhar Card.
• Employment Details: Appointment letter, salary slips, or employment certificate.
• Educational Proof: School/ Diploma/ Degree certificates.
• Bank Statements: Bank statements for the last six months.
• Property Details: If you have finalized the property on which the loan is applied.

Fees and Charges:

Once you have completed the formal application and document submission process, you need to pay a processing fee to maintain your loan account. Our processing fee for your Home Loan balance transfer application is minimum and varies based on the loan amount.

At KIFS Housing Finance Ltd, we understand the importance of owning a home and saving on your Home Loan interest rates. Our team of experienced professionals will guide you through the entire Home Loan balance transfer process, from application to disbursement, ensuring that your experience is stress-free and hassle-free.

Apply for a Home Loan balance transfer online with KIFS Housing Finance Ltd today and take the first step towards owning your dream home while saving money on your Home Loan interest rates!

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