Plot and Construction Loan

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PLOT AND CONSTRUCTION LOAN

Applying for a Plot Purchase & Construction Loan can be a daunting task, but with KIFS Housing Finance Ltd, you can make your dream of owning a home a reality. We are committed to providing affordable and hassle-free Plot purchase and Construction Loans to all eligible individuals.

Our tagline “LOAN WAHI JO AAPKE LIYE SAHI” reflects our mission to help our customers achieve their dream of owning a home. We believe that everyone deserves to have a place to call their own, and we are dedicated to making this happen for you.

Loan Amounts:

With KIFS Housing Finance, you can borrow a Plot Purchase & Construction Loan ranging from 1 lakh to 50 lakhs. Whether you are looking to purchase a plot of land and construct a home, or add more floors to an existing property, we have a loan that suits your needs.

Interest Rates:

We offer competitive interest rates that are tailored to meet the needs of both salaried and self-employed individuals. Our interest rates are as follows:

Loan Tenure:

Our Plot Purchase & Construction Loan tenure ranges from 1 to 20 years, depending on your needs and repayment capacity. We understand that building a home is a long-term investment, and our loan tenure is designed to make the repayment process flexible and affordable for you

Documents Required:

We require the following documents to process your Plot Purchase & Construction Loan application:

• Income Proof: Salary slips, bank statements, or Income Tax Returns (ITR) for the last three years.
• Identity Proof: Aadhar Card, Voter ID Card, Passport, or PAN Card.
• Age Proof: Birth Certificate, Passport, or Aadhar Card.
• Address Proof: Utility bills, Passport, or Aadhar Card.
• Employment Details: Appointment letter, salary slips, or employment certificate.
• Educational Proof: School/ Diploma/ Degree certificates.
• Bank Statements: Bank statements for the last six months.
• Property Details: If you have finalized the property on which the loan is applied.

Fees and Charges:

Once you have completed the formal application and document submission process, you need to pay a processing fee to maintain your loan account. Our processing fee for your Plot Purchase & Construction Loan application is minimum and varies based on the loan amount.

At KIFS Housing Finance Ltd, we understand the importance of owning a home, and we are committed to helping you achieve your dream. Our team of experienced professionals will guide you through the entire Plot Purchase & Construction Loan process, from application to disbursement, ensuring that your experience is stress-free and hassle-free.

Apply for a Plot Purchase & Construction Loan online with KIFS Housing Finance Ltd today and take the first step towards owning your dream home!

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